Greeting everyone, looking forward to all that’s offered in this group. We focus on funding opportunities offered with life insurance.

An allocation to an ILS is clearly essential because it does improve diversification, it does add a new element with a very low correlation to the client portfolios but there is always a bit of market timing as to when will be a good moment to invest. ILS investment should be a long term strategic decision and typically the year after a very…[Read more]

We have looked at using catastrophe bonds but we haven’t invested in them. This is actually gambling on reinsurance and there is an awareness that the Lloyds security for Lloyds syndicates had heavy hits [in 2011] which doesn’t really encourage you to look too hard at this asset class. We have looked at them, we’ve looked at having a reasonable…[Read more]

As a large pension fund, we do think it [ILS] is a suitable investment. I am not sure that this would be the case for all investors, but we’re persuaded that there is an understandable risk premium in the asset class, particularly for the tail end of catastrophe risk. We also think that the diversification is genuine. In terms of accessing the…[Read more]

The FT reports that only around a quarter of consumers who are using so-called Claims Management companies to claim compensation from banks for mis-sold Payment Protection Insurance are aware that those firms take a cut of the recovered funds. The article is here: http://www.ft.com/cms/s/0/674e0ec8-8c7c-11e1-9758-00144feab49a.html#axzz1ssuqRqvU